Can Consumers Credit Counseling Hurt Your Credit?

Yes, it is possible that consumers credit counseling could have some negative effect on your credit.  However, it may not hurt it at all.  Though many lenders may not want to do conduct any business with you after you've used a credit counseling plan, there are others that still will.

For the most part, what happens to your credit in response to counseling mostly is dependant on the way in which your lenders report your account to credit bureaus.